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Karz Utarne Ki Dua in Arabic text with Urdu translation
This beautiful Karz Utarne Ki Dua is a heartfelt request to Allah. It asks Him to provide us with enough halal (permissible) sustenance so we are not tempted by what is haram (forbidden). It also seeks Allah’s help in making us independent, relying only on His grace and not on others.
This karz ki dua, taught by the Prophet Muhammad (peace be upon him) to Ali (may Allah be pleased with him), carries deep meaning and is a powerful reminder of the importance of staying within the boundaries of what is allowed in Islam.
Karz Utarne Ki Dua in English and Urdu Translation
| Dua in Arabic | Transliteration | Translation (English) | Translation (Urdu) |
|---|---|---|---|
| اللَّهُمَّ اكْفِنِي بِحَلاَلِكَ عَنْ حَرَامِكَ وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ | Allahumma akfini bihalalika an haramika, wa aghnini bifadlika ‘amman siwak | O Allah! Grant me enough of what You make lawful so that I may dispense with what You make unlawful, and enable me by Your Grace to dispense with all but You. | اے اللہ! مجھے اپنے حلال سے اتنا کافی کر دے کہ میں تیرے حرام سے بچ سکوں اور مجھے اپنے فضل سے اتنا غنی کر دے کہ مجھے تیرے سوا کسی کا محتاج نہ ہونا پڑے۔ |
Reference: (Jami` al-Tirmidhi 3563)
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Hadith
Ali ibn Abi Talib (may Allah be pleased with him) reported:
The Prophet Muhammad (peace and blessings be upon him) taught this dua to Ali (RA) and encouraged him to recite it. The Prophet (peace be upon him) said, “Shall I not teach you a supplication which, if you say, Allah will take care of your debt even if it is as large as a mountain?”
The Prophet (peace be upon him) then recited:
اللَّهُمَّ اكْفِنِي بِحَلاَلِكَ عَنْ حَرَامِكَ وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ
Revelation of karz ki dua
This Dua was taught by the Prophet Muhammad (peace be upon him) to Ali ibn Abi Talib (may Allah be pleased with him) during a time when Ali (RA) was facing financial difficulties. The Prophet (peace be upon him) gave him this supplication to seek Allah’s help in gaining lawful (halal) provisions and to avoid falling into unlawful (haram) means.
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Benefits of Reciting This Dua
• It helps us feel content with what is halal and avoid temptation toward haram.
• It encourages us to rely on Allah for all our needs.
• It strengthens our trust in Allah and reminds us that true wealth comes from Him.
When to Recite Karz Utarne Ki Dua
• During financial struggles or debt.
• When seeking halal income and avoiding haram actions.
• When feeling dependent on others.
• After prayers, asking for Allah’s blessings and guidance.
“Share this powerful Karz Utarne Ki Dua with your loved ones and help them seek Allah’s mercy and sustenance.”
Conclusion
Reciting this Karz Utarne Ki Dua regularly can bring peace and contentment, especially during financial difficulties or when we feel dependent on others. By turning to Allah and asking for halal provision, we strengthen our faith and trust in His plan. This supplication is not just about avoiding what is forbidden but also about recognizing that true wealth and independence come from Allah’s grace alone.
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